As per “Article 7 – Capital Structure of by-laws of our CDA Registered Agriculture Cooperative, in Section 1 as the source of funds, the Cooperative may derive its funds from any or all of the following sources:
- Members’ share capital contribution;
- Loans and borrowings including deposits;
- Revolving capital build-up which consist of the deferred payment of patronage refund or interest on share capital;
- Subsidies, grants, legacies, aids, donation, awards and winnings and such other assistance from any local or foreign institution, public or private;
- Retentions from the proceeds of services acquired /goods procured by members; and
- Other sources of funds as may be authorized by law.”
Further explain in “Section 3. Borrowing. The Board of Directors, upon approval of the General Assembly, may borrow funds from any source, local or foreign, under such terms and conditions that best serve the interest of the Cooperative.”
It is in this regard, that we solicit support from an individual with excess fund to invest for the expansion of our Agroforestry programs.
Below are the standard terms of Cooperative Borrowings
Minimum Borrowing Amount: One Million Pesos (Php 1,000,000.00) with 100 Trees (varies on the species)
Lock-in Period: 10years
Annual Interest Rate: 18.00%
Income from Harvest: 40%
Agroforestry investing has a long history of generating strong financial results. The low correlation of farming returns with the returns of other classes means that agroforestry can provide diversification benefits within investor portfolios. Agroforestry investments may also offer moderate inflation protection.
As a nature-based solution, agroforestry can provide positive social and environmental benefits by sequestering carbon, maintaining biodiversity, and contributing to rural economic vitality. As the global population grows, demand for food and fiber is expected to increase. Investors can capitalize on this trend while also benefiting from opportunities to reduce greenhouse gas emissions and help mitigate climate change.
Investing in agroforestry can seem like a good strategic move. After all, whether the overall economy’s in a recession or booming, people still have to eat. Because of this, many investors regard agroforestry investments as being recession-proof. Further, as the world’s population increases, farming will play an increasingly important role in sustaining global societies.
Please email us at oud.philippines@gmail.com for details.